thermal, FREE PEOPLE | jeans, GOOD AMERICAN | booties, SOLE SOCIETY | necklace, FREE PEOPLE | hat, HALOGEN | rings, UNIVERSAL DIAMONDS | nail color, CND OXBLOOD | lip color, CLINIQUE RUBY POP layered under BEAUTYCOUNTER RUBY | sunglasses, RAY-BAN | photography by Heidi Geldhauser A good thermal top is a…